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Leave a Legacy


While annual memberships, grants, and underwriting are critical to the success of public broadcasting and provide an annual base of support for our programming, our future success is predicated on our ability to build a sustainable source of funding that provides for today, tomorrow, and the future as well. By creating a bequest in your will or trust, you help ensure that the future of The Rock Community Radio dba KEBF/KZSR The Rock, continues for generations to come.


In general, bequests are often the simplest and most common type of legacy gift that our members establish. You can structure a bequest as unrestricted or specify that your bequest benefit a particular purpose, such as to support a special programming fund or technology fund for public broadcasting. You may name a specific dollar amount or a percentage of your estate, or allocate the residue remaining in your estate after all other gifts to family and others are met. Bequests may also be made contingent upon another event occurring — such as a spouse or another beneficiary predeceasing you.


There are financial benefits associated with creating this type of legacy gift that are in addition to the intangible rewards you receive from giving. The value of a gift by bequest is deductible from the value of the estate that is subject to estate tax. This may reduce the rate at which the rest of your estate is taxed, thereby preserving the value of the estate passed to heirs. The assets you select to give - cash, securities, insurance, real estate, or other personal property - may also affect the value of the estate passed to heirs. In all charitable estate planning matters, KEBF/KZSR encourages you to seek professional advice from your trusted advisors. The information contained herein is for example purposes only and is not meant to serve as advice in lieu of advice that you may receive from your own financial, legal, or tax planning counsel. When meeting with your advisors, you may want to discuss:



A bequest to benefit KEBF/KZSR is simple to set up. The language of a charitable bequest is similar to that listed below, and descriptions of the different types of bequests you may include in your will follows:

“Estero Bay Community Radio dba KEBF/KZSR The Rock, I give, devise, and bequest (insert a sum of money, percentage of estate, remainder of estate, or a description of bequest property).”



  • Specific Bequest: KEBF/KZSR receives a specific dollar amount, a specific piece of property, or a stated percentage of the estate. This is one of the most popular forms of bequests.

  • Residuary Bequest: KEBF/KZSR will receive all or a stated percentage of an estate after distribution of specific bequests and payment of debts, taxes, and expenses.

  • Contingent Bequest: KEBF/KZSR will receive part or all the estate under certain specified circumstances.

  • Trust Established Under a Will: A trust may be established that provides for both KEBF/KZSR and other beneficiaries.



If you already have your estate plans in place, but wish to amend your plans, the easiest way to make a charitable gift through a bequest is by adding a codicil - a simple statement spelling out the beneficiary organization and the gift. You do not need to change the body of your will. The codicil is executed with the same formalities as a will. And, always, please check with your trusted advisors on planning that is best suited for you and your family.

Whether you are drafting a will for the first time or amending your will through a codicil, you will need to provide your advisors with our official name, our legal address, phone number, and tax ID number. Information is provided below. 


Estero Bay Community Radio dba KEBF/KZSR

The Rock Community Radio

Federal Tax ID 45-5496551
1411 17th St.
Los Osos, CA. 93402


To determine the tax benefits for your situation, check with your tax advisor, certified public accountant or attorney. To contact KEBF/KZSR for added information on our legacy gift and endowment program, please call Hal Abrams at 805-769-8458. Thank you for your continued support of KEBF/KZSR’s mission, connecting the community with informative, engaging and creative community-based, listener supported programming.

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